THE RAY C. MCMILLAN ADVANTAGE
The Ray McMillan Mortgage Team is licensed through Northwood Mortgage Ltd. We deal with major banks, trust, life insurance, finance companies and private lenders. We are licensed to provide the most competitive mortgage rates and terms available for your real estate financing needs throughout Ontario.
OUR SERVICE INCLUDES:
- First and second mortgages
- Condominium/Townhouse purchases
- Home Improvement Loans
- Construction Loans
- Debt Consolidation
- Power of Sale
- Vacant land
- Cottages and recreational properties
- Rural and farm properties
ARE THERE ANY COSTS INVOLVED?
When we arrange a prime residential first mortgage the lender pays us a finder’s fee.This does not affect the rate our terms of the mortgage in any way.
When we arrange any other type of mortgage that does not qualify as a prime residential mortgage then the lender does not pay us. We must then charge a brokerage fee*. The fee is based on the complexity involved to arrange the mortgage.